Mortgage Analyst/Forensic Underwriter
Advanced Financial Technology, Inc. (ADFITECH, Inc.), Edmond, OK                                      September 2006 – August 2009

• Reviewed closed mortgage files against FHA, Freddie Mac, Private Mortgage Insurance, and investor guidelines.
• Reviewed appraisals and income documentation for discrepancies.
• Used public records to evaluate the accuracy of the borrower’s identity, assets, and debts.
• Identified fraudulent activity and reported to the client information which would assist in their investigations.
• Provided due diligence to investors of bulk packaged mortgage loans prior to securitization.
•  Specialized in mortgage insurance claims.

 
Operations Manager
First Financial Mortgage Group, Oklahoma City, OK                            May 2003 – September 2006

• Managed Marketing and Networking of new Commercial and Residential clients.
• Provided all the research and development for the Commercial Lending Division.
• Worked with multi-family, retail/office, land development, and hotel/restaurant Commercial Mortgages.
• Worked FHA/VA residential and multi-family mortgages.
• Processed, cleared conditions, and closed on Commercial and Residential Mortgages by ordering appraisals, title work, and credit reports.
• Provided Post-closing follow up with borrower to insure referrals and/or repeat business.

 
Reverse Mortgage Specialist/Assistant Manager
Financial Freedom Senior Funding Corporation, Norman, OK             November 2000 – May 2004

• Sales, Marketing, Networking, and Loan Origination in Oklahoma, Arkansas, Louisiana, Texas, Missouri, Colorado, New Mexico, Kansas and Nebraska.
• Generated leads and made contacts within all counties of Oklahoma and Arkansas.
•  Oversaw approximately 250 loans per month in the regional office pipeline (totaling $30,000,000) from the start of processing to the time of closing/funding.
•  Processed, cleared conditions, and closed on FHA/HUD Reverse Home Equity Conversion Mortgages by ordering appraisals, title work, termite, flood, and credit reports.

Lead Loan Processor
Unity Mortgage Group, Norman, OK                                                    August 1998 – November 2000

• Oversaw approximately 75 loans per month in the regional office pipeline (totaling $9,000,000) from the start of processing to the time of closing/funding in 9 States.
• Processed, cleared conditions, and closed on FHA/HUD Reverse Home Equity Conversion Mortgages by ordering appraisals, title work, termite, flood, and credit reports.
• Company merged with Financial Freedom Senior Funding Corporation in November 2000 and was asked to remain on the staff after the merger.